Your Score Can Recover. We Make It Happen.

INVEST IN YOUR FUTURE.

Credit Report Disputes

We dispute inaccurate, unverifiable, and outdated items on your Experian, Equifax, and TransUnion reports. Late payments, collections, charge-offs, bankruptcies, judgments — anything questionable gets challenged.

Debt Validation & Settlement

Many collections are unverifiable under FDCPA — and unverifiable debts MUST be removed. We force collectors to prove the debt exists, owned by them, and falls within statute of limitations.

Mortgage-Ready Score Boost

Need 620+ for FHA, 680+ for conventional, 740+ for best rates? Targeted 60-90-day score improvement program. We've helped 8,400+ clients qualify for mortgages they were previously denied.

Identity Theft Recovery

Identity stolen? Don't wait. We file FTC reports, place fraud alerts, freeze your credit, dispute fraudulent accounts, and work with creditors to remove false items. Full recovery typically 60-90 days.

Credit Coaching & Education

Once your score recovers, how do you keep it there? 6-month coaching program covering credit utilization, account aging, debt-to-income ratios, and rebuilding strategies. Lifetime score in mid-700s+.

Bankruptcy & Foreclosure Cleanup

Filed Chapter 7 or 13? Foreclosure on your record? These items legally remain for 7-10 years, BUT we can often get them dismissed for inaccuracy or pushed off your report early through validation challenges.

About Our Company

ScoreUp Credit Solutions was founded in 2014 by former credit-industry insiders who saw how much consumers were being charged for credit-repair services that delivered little.

We're CROA-compliant (Credit Repair Organizations Act), no upfront fees, and no charge until items are actually removed.

ScoreUp Success Value

Everything is provided for you in house — lectures, courses, exams, and support.

Helping Finance Businesses

Chartered Accountants work as managers, steering businesses in the right strategic direction.

I had 9 collections, 2 charge-offs, and a bankruptcy on my report. ScoreUp got 7 items removed in the first 90 days. Eighteen months later I closed on my first home with an FHA loan. I literally cried in the closing. Forever grateful.

Identity Theft (Full Recovery)

Post-Bankruptcy Rebuild

Business Credit Build

Add this form to it

• Embed the exact form shown above on your existing site with one script snippet, styled to match your brand.
• Works with WordPress, Wix, Squarespace, Shopify, or plain HTML — paste the code and it's live.
• Log into your MeritsOnly dashboard to see every lead the moment it comes in, filter by status, form, channel, or score, and manage follow-up.

Get one built, hosted, and ready to capture leads

• This credit repair site is a real example of MeritsOnly's website development and hosting service — not a downloadable theme or a do-it-yourself builder kit.
• Our team designs, builds, and hosts the entire site for you, with your own custom domain and SSL included.
• The same lead-capture form and dashboard from the first option comes built in from day one.

Can I add this form to a website I already have?

Yes. Copy one embed snippet from your MeritsOnly dashboard and paste it into WordPress, Wix, Squarespace, Shopify, or any plain HTML page. No rebuild, no developer needed.

What can I do from the MeritsOnly dashboard?

See every lead as it arrives, filter by status, form, channel, or lead score, and manage follow-up — all from one login, whether the form lives on your own site or on a MeritsOnly-hosted one.

Is website hosting included?

Yes, for the built-for-you option. Hosting, a custom domain, and SSL are included in every plan — there's nothing extra to buy or set up with a separate hosting provider.

Do I need to build or maintain the site myself?

No. Unlike self-serve website builders, our team handles the design, development, and ongoing hosting. You approve the site; we build and maintain it.

How much does a credit repair website like this cost?

Plans start at $99/month with no separate design fee. That covers hosting, your domain, and the smart lead-capture form shown above.

How long does it take to launch?

Most credit repair websites like this one go live in 4–7 days from when we start building. Adding the form to an existing site is faster — typically same-day.