What We Offer
Home Purchase
First-time or seasoned buyer — we'll find the perfect loan for your new home. We shop 50+ lenders to secure the lowest rate and best terms, then guide you from pre-approval through closing with a dedicated loan officer by your side.
Refinance
Lower your rate, shorten your term, or cash out equity with a smarter loan. Our refinance specialists analyze your current mortgage and identify opportunities to save thousands per year — whether through a rate reduction, term change, or strategic equity access.
FHA Loans
Low down payment options with flexible credit requirements for qualifying buyers. FHA loans are ideal for first-time buyers and those rebuilding credit — with as little as 3.5% down and more lenient approval standards than conventional loans.
VA Loans
Zero down payment, no PMI — exclusive benefits for veterans and service members. VA loans offer the best terms available in the mortgage market, and our VA specialists help eligible borrowers maximize every benefit they've earned through their service.
Jumbo Loans
Financing for high-value properties above conforming loan limits. Our jumbo loan programs offer competitive rates for luxury homes and high-cost areas, with flexible terms and personalized underwriting from our experienced high-net-worth lending team.
Pre-Approval
Get pre-approved in as little as 15 minutes to make stronger offers. A pre-approval letter shows sellers you're serious and financially qualified, giving you a competitive edge in today's market. Our digital process is fast, secure, and hassle-free.
Smart Lending, Better Rates
Summit Lending Group shops 50+ lenders to find you the lowest rate and best terms. Our technology-driven process gets you from application to closing faster than traditional banks.
Real Savings, Real People
Rate Refinance
Dropped from 7.2% to 5.9% on $450K loan, saving $400/month
VA Purchase
Veteran purchased $380K home with zero down payment and no PMI
Cash-Out Refi
Homeowner tapped equity for home renovation while lowering rate
Fast Close
Competitive offer won with guaranteed 14-day close commitment
Closing Cost Savings
Lender credits and rate negotiation eliminated nearly all closing costs
Credit Optimization
Free credit coaching helped client qualify for best-tier rates
What Our Clients Say
“Summit got me a rate 0.5% lower than my bank offered. Over 30 years, that's over $40,000 in savings. Incredible.”
As a self-employed borrower, I was told no by 3 lenders. Summit found a program that worked perfectly for my situation.
Pre-approved in 20 minutes, closed in 18 days. The process was seamless from start to finish.
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Frequently Asked Questions
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