What We Offer
Home Purchase
First-time or seasoned buyer — we'll find the perfect loan for your new home. We shop 50+ lenders to secure the lowest rate and best terms, then guide you from pre-approval through closing with a dedicated loan officer by your side.
Refinance
Lower your rate, shorten your term, or cash out equity with a smarter loan. Our refinance specialists analyze your current mortgage and identify opportunities to save thousands per year — whether through a rate reduction, term change, or strategic equity access.
FHA Loans
Low down payment options with flexible credit requirements for qualifying buyers. FHA loans are ideal for first-time buyers and those rebuilding credit — with as little as 3.5% down and more lenient approval standards than conventional loans.
VA Loans
Zero down payment, no PMI — exclusive benefits for veterans and service members. VA loans offer the best terms available in the mortgage market, and our VA specialists help eligible borrowers maximize every benefit they've earned through their service.
Jumbo Loans
Financing for high-value properties above conforming loan limits. Our jumbo loan programs offer competitive rates for luxury homes and high-cost areas, with flexible terms and personalized underwriting from our experienced high-net-worth lending team.
Pre-Approval
Get pre-approved in as little as 15 minutes to make stronger offers. A pre-approval letter shows sellers you're serious and financially qualified, giving you a competitive edge in today's market. Our digital process is fast, secure, and hassle-free.
Smart Lending, Better Rates
Summit Lending Group shops 50+ lenders to find you the lowest rate and best terms. Our technology-driven process gets you from application to closing faster than traditional banks.
Real Savings, Real People
Rate Refinance
Dropped from 7.2% to 5.9% on $450K loan, saving $400/month
VA Purchase
Veteran purchased $380K home with zero down payment and no PMI
Cash-Out Refi
Homeowner tapped equity for home renovation while lowering rate
Fast Close
Competitive offer won with guaranteed 14-day close commitment
Closing Cost Savings
Lender credits and rate negotiation eliminated nearly all closing costs
Credit Optimization
Free credit coaching helped client qualify for best-tier rates
What Our Clients Say
“Summit got me a rate 0.5% lower than my bank offered. Over 30 years, that's over $40,000 in savings. Incredible.”
As a self-employed borrower, I was told no by 3 lenders. Summit found a program that worked perfectly for my situation.
Pre-approved in 20 minutes, closed in 18 days. The process was seamless from start to finish.
Get Your Rate
Fill out this quick form and our team will reach out within 24 hours. No obligation, completely confidential.
🔒 Your information is encrypted and never shared with third parties.
Frequently Asked Questions
Scan to Get Started
Scan this QR code with your phone camera to instantly open the form — perfect for print materials, business cards, and signage.
How mortgage businesses like this one use MeritsOnly
The form you just previewed above is the real product. There are two ways to put it to work, depending on whether you already have a website.
Add this form to it
- Embed the exact form shown above on your existing site with one script snippet, styled to match your brand.
- Works with WordPress, Wix, Squarespace, Shopify, or plain HTML — paste the code and it's live.
- Log into your MeritsOnly dashboard to see every lead the moment it comes in, filter by status, form, channel, or score, and manage follow-up.
Get one built, hosted, and ready to capture leads
- This mortgage site is a real example of MeritsOnly's website development and hosting service — not a downloadable theme or a do-it-yourself builder kit.
- Our team designs, builds, and hosts the entire site for you, with your own custom domain and SSL included.
- The same lead-capture form and dashboard from the first option comes built in from day one.
Can I add this form to a website I already have?
Yes. Copy one embed snippet from your MeritsOnly dashboard and paste it into WordPress, Wix, Squarespace, Shopify, or any plain HTML page. No rebuild, no developer needed.
What can I do from the MeritsOnly dashboard?
See every lead as it arrives, filter by status, form, channel, or lead score, and manage follow-up — all from one login, whether the form lives on your own site or on a MeritsOnly-hosted one.
Is website hosting included?
Yes, for the built-for-you option. Hosting, a custom domain, and SSL are included in every plan — there's nothing extra to buy or set up with a separate hosting provider.
Do I need to build or maintain the site myself?
No. Unlike self-serve website builders, our team handles the design, development, and ongoing hosting. You approve the site; we build and maintain it.
How much does a mortgage website like this cost?
Plans start at $99/month with no separate design fee. That covers hosting, your domain, and the smart lead-capture form shown above.
How long does it take to launch?
Most mortgage websites like this one go live in 4–7 days from when we start building. Adding the form to an existing site is faster — typically same-day.